隋淼 Windermere

隋淼 (Miao Sui)，2016年与搭档Elly Smith代表买家卖家共成交69套房产，是大西雅图地区销售量名列前茅的全职金牌房地产经纪人。出生于辽宁省大连市。2011年毕业于北京航空航天大学电子信息工程系，获得博士学位。2011年以访问学者身份来美，在华盛顿大学电子系做博士后研究。一个偶然的机会，结识现在的搭档，拥有20年房地产从业经验的Windermere公司资深经纪人Elly Smith。辞去了华盛顿大学的工作，与Elly组成团队Elly&Miao。Windermere房地产公司在大西雅图地区的房地产市场占统治性主导地位，选择Windermere公司的房地产经纪人，就等同于选择了服务质量的保证。金牌公司，团队服务! 希望我们有缘在西雅图结识，为您置房卖屋。

电话：206-495-1102，微信号：miaos83，电子邮件：miao@windermere.com，miaos1983@gmail.com

房屋购买大致流程：

1.在线选房：需根据位置丶大小丶价格来选择合适的房屋。

2.沟通洽谈：可直接与房产经纪人或是房产公司联系。

3.实地看房：实地看房不但要看房子本身，还要了解房子周围的情况，因为房子所处位置对其使用和保值丶增值起着决定性的作用。买家在选择完自己所钟爱的房屋与房型后，经纪人便会使用(Comparative Market Analysis)CMA估价法，帮助买家对其房屋进行评估，而后再由买主出价金额。

4.贷款预审：贷款购房所需准备的材料较为复杂，而办理手续的时间会更长，一般需要二个月左右。如果买家尚未有绿卡，则将无法从任何的国内大型银行获得贷款而只能通过外资银行。首付在30%的前提下，买家才可获得3%~5%之间的贷款利率。

5.检查房屋：买家需要请有执照的检查师做房屋检查，审阅房屋自然灾害和其它各项结果报告。

6.签署合同：发出合约书，并附上订金支票(一般订金约为出价金额的2-3%)。 双方达成协议后，由第三方公证公司进行买卖过户手续。

7.贷款审批：贷款银行派估价师确定房屋价值。完成贷款银行各项要求资料，应在购房合约贷款保护期内获准贷款。获准贷款后，与公证公司约定时间签署贷款文件。

8.购买保险：房屋保险可以在房屋遭遇意外损坏时，为房主降低损失，保住财产的价值。一般贷款公司要求在过户之前购买保险。

9.过户公证：签贷款文件后，准备好首付金额以及买卖各项手续费，在过户结束日之前，以银行本票或现金汇款交给公证公司。银行放款之后，产权公司负责转让产权, 并在县属登录室完成登记。由公证公司支付所有费用。

10.房屋交接：在购房合约规定的时日取得卖家移交的钥匙，视为交屋完成。通常在交易结束时收到最后明细帐，内附房产证的复印件。交易结束后约3-6个月内，您将收到一张房产证原件。到时您将成为这个房子新的主人。

Let Me Work for You

I will work tirelessly for you making sure all of your needs are met with an uncompromised attention to detail. I am your perfect match if you need someone to stand with you side by side explaining and walking you through the entire process. Research, negotiation skills, and a true desire to meet your needs are what separate me from the rest. With your trust and my strengths, we will work together to make a smooth transaction. Trust me and choose me! I am here waiting to work for you!!

Detail Oriented

As an Engineer and Researcher turned Real Estate Broker, my exceptional ability of methodological thinking and scientific data analysis will benefit you when buying or selling your home. I will pay attention to every part of your transaction and keep you in control and informed.

Multicultural Background

I am fluent in English and Mandarin. Since I relocated from China, I know the challenges of making such a huge move. From my experiences I am able to help you navigate the entire real estate process, from beginning to end. I fully understand the challenges associated for first time home buyers, new comers to the states, and buyers/sellers who are temporarily facing financial difficulties.

Education and Diversity

I completed and received my PhD in Electrical Engineering in Beijing, China. I interned in Singapore for Temasek Laboratories associated with National University of Singapore. My success has brought me to America where I have worked in Silicon Valley, and recently finishing a long-term contract with the University of Washington. The Greater Seattle Area is a melting pot multicultural interests which is why I live here and support the growth of our community.